Monday, December 22, 2008

Yes Bank Visa Platinum Card Benefits






Yes Bank Visa Platinum Card Features and Benefits

Extended Warranty Coverage.  Double the manufacturer's warranty (up to one year).

Auto Rental Collision Damage Waiver.  Automatically provides the cardmember with coverage on a 24-hour basis for damage due to collision or theft when rental company's collision damage waiver option is declined and rental charged to Visa card.

Free Collision /Damage Insurance.   You are fully covered when you use your card to rent a car.  Save up to $20 per day.

Travel Assistance.  To replace lost tickets, obtain medical and legal referrals.

Travel Accident Insurance.  Automatically provides the cardmember with coverage when tickets for travel on common carriers are purchased with their Visa Platinum card (up to $500,000), or their College Rewards and Co-Signer Visa card (up to $250,000). 

Get Cash Fast.  More than one million ATMs worldwide.

Convenient and Flexible Purchasing Power.  Accepted at millions of locations worldwide.

24-Hour Cardmember Service.  Available via toll-free number 24 hours a day/365 days per year.

Visa Zero Liability.  Cardmember is not liable for fraudulent purchases when card lost of stolen (limitations and restrictions apply).

Verified by Visa: Protects a cardmember's Visa card with a personal password while shopping online with participating merchants. Register today for Verified by Visa, or view * additional details about Verified by Visa - it's fast, easy and totally secure.

Free Credit Card Checks.  Convenient for the times when a credit card is not accepted.

Free Extra Card.  Cardmembers can share benefits of card  use with members of their family.

The following benefits do not apply to the Co-Signer Visa Card: Free Extra Card, Extended Warranty Coverage, Free Collision/Damage Insurance, and Travel Assistance. The following benefits do not apply to the College Rewards Visa:  Free Extra Card or Travel Assistance.

you will leave Elan Financial Services and enter a site established by Cyota.  Cyota is acting on behalf of Elan Financial Services to process registrations, and will adhere to our privacy and information security policies.  Elan Financial Services is not responsible for the content of or products and services provided by this site nor does it guarantee the accuracy of information contained in this site.  The link will direct you to another Internet site containing information  that may be useful to you.  This site is not controlled nor endorsed by Elan Financial Services.   

Yes Bank Visa Platinum Card Breif Details






Visa Platinum Card


Choose the convenience and flexibility of the Visa Platinum Card — a perfect accompaniment to your checking account in managing your finances.

Product Features
No annual fee
Flexible purchasing power
Convenience of a credit card
Simplicity of a traditional card

Special Offers 

0% APR for the first 6 billing cycles on purchases.
0% APR for the first 6 billing cycles on balance transfers.
Purchase APR 
Prime + 3.99% to 16.99%.  

Annual Fee 
No Annual Fee

Cardmember Benefits 
With a Visa credit card, you receive many important benefits.  See Consumer Card Features and Benefits for a complete listing of all card benefits, or call 1-800-558-3424.

Minimum Requirements 
Applicant must be 18 years of age, have a U.S. address, Social Security number, and a minimum annual household income of $12,000.

The introductory rate does not apply to cash advances and is valid for six billing cycles.  The rate will end early and increase to the APR for Purchases and Balance Transfers or a Delinquency Rate APR if your Account is delinquent, over the limit, or closed. 

 We apply your payments to balances with lower APRs first.  Fees may apply to balance transfers. 

 Refer to the  Terms and Conditions for more details. 
As stated in the Cardmember Agreement, and as applicable by law, we may change APRs, fees and other Account terms in the future.

Yes bank Visa Signature Card Features and Benefits










Visa Signature Card Features and Benefits

Extended Warranty Coverage. Double the manufacturer's warranty (up to one year).

Auto Rental Collision Damage Waiver. Automatically provides the cardmember with coverage on a 24-hour basis for damage due to collision or theft when rental company’s collision damage waiver option is declined and rental charged to Visa card.

Free Collision/Damage Insurance. You are fully covered when you use your card to rent a car. Save up to $20 per day.

Travel Assistance. To replace lost tickets, obtain medical and legal referrals.

Travel Accident Insurance. Automatically provides the cardmember with coverage when tickets for travel on common carriers are purchased with their Visa Signature Card (up to $1,000,000).

Get Cash Fast. Over one million ATMs worldwide.
Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.

24-Hour Cardmember Service. Available via toll-free number 24 hours a day/365 days per year.

Visa Zero Liability. Cardmember is not liable for fraudulent purchases when card lost or stolen (limitations and restrictions may apply).

Verified by Visa. Protects a cardmember's Visa card with a personal password while shopping online with participating merchants. Register today for Verified by Visa, or view * additional details about Verified by Visa - it's fast, easy and totally secure.

Sports & Entertainment. Preferred seating, presale tickets, VIP packages to special events such as the Olympics, and much more.

Fine Wine & Food. Complimentary Zagat Survey restaurant ratings and reviews, plus a host of fine wine and food experiences.

Travel, Hotel & Spa. Upgrades, discounts, special offers, and VIP travel packages.

Shopping. Special in-store and online offers from major retailers.

Concierge. Complimentary concierge available 24 hours a day to help with dining reservations, travel arrangements and personal services.

No Preset Spending Limit. For added flexibility and convenience.

Free Credit Card Checks. Convenient for the times when a credit card is not accepted.

Free Extra Card. Cardmembers can share benefits of card use with members of their family.


*By clicking on this link, you will leave Elan Financial Services and enter a site established by Cyota.  Cyota is acting on behalf of Elan Financial Services to process registrations, and will adhere to our privacy and information security policies.  Elan Financial Services is not responsible for the content of or products and services provided by this site nor does it guarantee the accuracy of information contained in this site.  The link will direct you to another Internet site containing information  that may be useful to you.  This site is not controlled nor endorsed by Elan Financial Services.

The Visa Signature Card "no preset spending limit" means that individual transactions are authorized by Elan Financial Services based on factors such as account history, credit record, and payment resources. Elan Financial Services will preset an upper limit for revolving balances and cash advances.

Yes Bank Visa Signature Credit Card Breif Details









YES BANK, India’s new age private sector Bank, is an outcome of the professional entrepreneurship of its Founder, Rana Kapoor and his highly competent top management team, to establish a high quality, customer centric, service driven, private Indian Bank catering to the “Future Industries of India”. YES BANK is the only Greenfield license awarded by the RBI in the last 14 years, associated with the finest pedigree investors. YES BANK has fructified into a “full service” commercial Bank that has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Business and Transaction Banking, Retail and Wealth Management business lines across the country, and is well equipped to offer a range of products and services to corporate and retail customers.


Personal Credit Cards :
This card offers competitive rates, expanded purchasing power, the richest rewards, exclusive Visa Signature privileges and elite Cardmember Service, all with no annual fee. The Visa Signature card features unlimited 1% cash back on all net purchases. You may also choose to redeem for roundtrip airfare beginning at 25,000 points, or brand-name merchandise and gift cards at the same industry-leading rebate value as cash rewards.


No annual fee
Special $25 Bonus and 0% Introductory APR
Earn unlimited 1% cash back, or choose from travel, gift certificates, and merchandise rewards

Product Features

A premier rewards card with no annual fee
Unlimited 1% cash back
Redeem for travel on any airline without frequent flyer program restrictions
No Preset Spending Limit 1
Exclusive Signature privileges

Rewards Program 

1% unlimited cash back
Earn one point for every net dollar spent
Roundtrip airline ticket at 25,000 points
The richest travel, gift certificates, and merchandise rewards 
Choose Your Own Rewards — redeem reward points for any card purchase
Redeem reward points by calling the Rewards Center at 1-888-229-8864 or by going online to myaccountaccess.com after Online Account Access is set up.

Cardmember Benefits 
With the Visa Signature Card, you receive exclusive features and benefits not offered with other credit cards.  For more information about these features and benefits, call Cardmember Service at  1-866-234-4691.

Special Offers 
0% APR for the first 6 billing cycles on purchases.
0% APR for the first 6 billing cycles on balance transfers.
Earn 2,500 first-use bonus points, which you can redeem for a $25 statement credit.

Purchase APR 
Prime + 3.99% to 16.99%.  See the  Terms and Conditions for complete details.

Minimum Requirements 
Applicant must be 18 years of age and have a U.S. address and Social Security number.
If you do not qualify for the Visa Signature Card, you will be considered for the Select Rewards Platinum card with the same 2,500 bonus points, unlimited 1% cash back, 0% introductory rate for 6 months and no annual fee.

    * Earn unlimited 1% cash back or choose from travel, gift certificates, and
      merchandise rewards.

    * Special 25% bonus and 0% introductory APR.

    * No annual fee.